LOAN RATES AS OF 2/29/2020

VEHICLE LOAN RATES & STREET MOTORCYCLES (2010 AND NEWER EXCEPT NOTED)

TERM

RATE

VALUE MAXIMUMS

UP TO 5 YEARS

3.00%*

110% NADA CLEAN RETAIL

6 YEARS

3.25%*

110% NADA CLEAN RETAIL

7 YEARS

4.25%*

110% NADA CLEAN RETAIL

*ON APPROVED CREDIT ONLY.  HIGHER RATES MAY APPLY FOR MEMBERS WITH AN EXPERIAN FICO CREDIT SCORE LESS THAN 670
7 YEAR TERM ONLY: MINIMUM LOAN IS $25,000. MODEL YEARS 2018-2020 ONLY. MUST HAVE AN EXPERIAN FICO CREDIT SCORE OF 670 OR GREATER.

 

RV & BOAT LOANS (NEW & USED)

TERM

RATE

VALUE MAXIMUMS

UP TO 10 YEARS*

5.00%*

110% NADA CLEAN RETAIL

*ON APPROVED CREDIT ONLY.  HIGHER RATES AND SHORTER TERMS MAY APPLY FOR MEMBERS WITH AN EXPERIAN FICO CREDIT SCORE LESS THAN 700
MODEL YEARS 2010 AND NEWER ONLY.

 

ATV, OFF ROAD MOTORCYCLES, & SMALL WATERCRAFT (NEW & USED)

TERM

RATE

VALUE MAXIMUMS

UP TO 5 YEARS*

6.50%*

110% NADA CLEAN RETAIL

*ON APPROVED CREDIT ONLY.  HIGHER RATES AND LOWER VALUE MAXIMUM MAY APPLY FOR MEMBERS WITH AN EXPERIAN FICO CREDIT SCORE LESS THAN 700
MODEL YEARS 2010 AND NEWER ONLY.

 

VISA CREDIT CARD

RATE

8.90%*

*ON APPROVED CREDIT ONLY.  HIGHER RATES MAY APPLY FOR MEMBERS WITH AN EXPERIAN FICO CREDIT SCORE LESS THAN 670.

 

SIGNATURE LOANS

TERM

RATE

UP TO 5 YEARS*

8.90%*

*ON APPROVED CREDIT ONLY.  HIGHER RATES MAY APPLY FOR MEMBERS WITH AN EXPERIAN FICO CREDIT SCORE LESS THAN 670

 

OVERDRAFT LINE OF CREDIT

RATE

13.95%*

*ON APPROVED CREDIT ONLY.  MONHLY PAYMENT IS $25 OR 3.50% OF MONTH END BALANCE, WHICHEVER IS GREATER.  MAXIMUM $5,000.00 ON APPROVED CREDIT.

 

SHARE SECURED LOANS

TERM

RATE

UP TO 7 YEARS*

3% ABOVE EARNING RATE