Loan Rates

Effective: 11/30/2018

Loan Type Max Term APR Restrictions
New Auto 60-Months 4.00% » 2017 & 2018 Models Only
» Must Be New - Less Than 12,000 Miles
» Up to 110% Financing OAC, $50 Document Fee
» See Credit Union for terms and conditions
Used Auto 60-Months 4.00% » 2008-2016 Models Only. May Finance NADA Clean Retail
» Up to 110% Financing OAC
» $50 Document Fee Added to Loan Amount
» See Credit Union for terms and conditions
New & Used RV 120-Months 5.00% » NADA Clean Retail Value
» Up to 110% Financing OAC
» $50 Document Fee Added to Loan Amount
Share Secured 84-Months 3.49% » Up to 5-Year Financing
» Secured by Regular or Super Saver Shares
Signature 60-Months 8.90% » OAC
» Unsecured Loan
» Up to $10,000 OAC
Signature 60-Months 12.90% » OAC
» Unsecured Loan
» Up to $10,000 OAC
Overdraft Open-End 13.95% » Unsecured Loan
» Used as needed
  • APR is Annual Percentage Rate.
  • OAC is On Approved Credit.
  • Higher rates apply when borrowers do not meet certain credit guidelines.
  • UFCU may acquire a security interest in the property purchased with borrowed funds.

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